The Rantings of the barely human.
Coverage to pay for damage to or loss of an insured automobile resulting from collision, fire, theft, or other perils.
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Automobile insurance coverage that insures against damage to the insured’s own vehicle. Coverage is provided for perils such as collision, vandalism, fire, and theft.
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US: Automobile insurance coverage that insures against damage to the insured’s own vehicle. Coverage is provided for perils such as collision, vandalism, fire, and theft.
Insurance that covers the insured’s vehicle against damage caused by various sources; for example, vandalism or a fire.
See: automobile insurance.
Cost of automobile insurance coverage paid either monthly, quarterly, or annually to an insurance company that keeps the policy in force. Insurance companies base their premium rates on historical loss experience for similar risks.
One of several types of shared market mechanisms used to make automobile insurance available to persons who are unable to obtain such insurance in the regular market.
A program in which all automobile insurers in each state make coverage available to car owners who are unable to obtain auto insurance in the voluntary market.
A vehicle able to maneuver without instructions or actions by a driver. Passengers and the driver can be engaged in other activities while the vehicle maneuvers on its own. Projections are that there will be autonomous taxis operating without drivers that travel an area picking up passengers and delivering them to their desired locations.
Alarm, part of a private Fire protection system which activates a Fire alarm box of a public Fire department. Refer: “Fire protection, public Fire protection.” [image file=Image00005.gif] Central station alarm : Alarm system owned, operated and maintained by a private security firm for the protection of the premises of its customers. When an alarm sounds in the central station, the private security firm notifies the appropriate public, police or Fire departments and may send its own investigator to the scene of the alarm. [image file=Image00005.gif] Local alarm : Alarm which sounds inside or immediately outside a protected property thus alerting its occupants and/or nearby persons to an emergency condition. [image file=Image00005.gif] Proprietary alarm : Alarm which is similar to a central-station alarm but in which the alarm is received at a central office on the protected property. Refer: “Alarm, Central Station Alarm.” [image file=Image00005.gif] Remote Station alarm : Alarm which is Directly wired to an off-premises office of a Fire of police department or owner of the protected property. A remote station alarm differs from an auxiliary alarm in that, when the remote station alarm alerts a public authority, it is Directly wired to the headquarters of that authority rather than relaying on the nearest alarm box. [image file=Image00005.gif] Water-flow alarm : Alarm which sounds when a Fire-suppression sprinkler system begins to discharge in order to serve as a Fire alarm, or, if there is no Fire, to signal the inappropriate discharge of the sprinkler system. A water-flow alarm may be either a local, central station or remote station alarm.Aleatory : Depending on chance. Type of contract (1) whose execution or performance depends on a contingency or an uncertain (random) event beyond the control of either party, and/or (2) under which the sums paid by the parties to each other are unequal. Most Insurance policies are Aleatory contracts because the insured may collect a large amount or nothing in return for the premiums paid.
HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating item(s) furnished with a prosthetic or orthotic device.
1. One of the assessments made by The Joint Commission to see if the performance and location of medical services is available to meet the demands of an individual’s and a community’s needs. 2. Measurement in terms of type, volume, and location of the supply of health resources and services relative to the needs or demands of an individual or a community. Health care is available to an individual when he or she can obtain it at the time and place that he or she needs it, from appropriate personnel. Available is a function of the distribution of appropriate resources and services, as well as the willingness of the provider to serve the particular patient in need. See also access and acceptability.