Liability insurers regard any US exposure as material and therefore all known exposures should be disclosed. The exposure may arise through: (a) having employees and/or representation in the US; (b) products exported to the US; (c) US business trips. The concern has its origin in: (i) strict liability in many states; (ii) jury awards; (iii) an established contingent fee system (lawyers work on a ‘no win, no fee’ basis); (iv) punitive damages awards; (v) liberal interpretations of policies; (vi) reluctance to take contributory negligence into account.
Insurance Encyclopedia
American forms
Marine policy forms and clauses that are the US equivalent of Institute Clauses. They are approved and issued by the American Institute of Marine Underwriters.
American Group Practice Association (AGPA)
See: American Medical Group Association (AMGA).
American Health Care Association (AHCA)
Nonprofit federation of affiliated state health organizations, together representing more than 10,000 nonprofit and for-profit assisted living, nursing facility, developmentally disabled, and subacute care providers that care for more than 1.5 million elderly and disabled individuals nationally. AHCA represents the long-term care community to the nation at large—to government, business leaders, and the general public. It also serves as a force for change within the long-term care field, providing information, education, and administrative tools that enhance quality at every level. At its Washington, D.C., headquarters, the association maintains legislative, regulatory, and public affairs, as well as member services staffs that work both internally and externally to assist the interests of government and the general public, as well as member providers.
American Health Information Management Association (AHIMA)
National professional organization for promoting the art and science of medical record management and improving the quality of comprehensive health information for the welfare of the public. AHIMA offers educational services and professional certifications for coding and sponsors some compliance educational seminars.
American Hospital Association (AHA)
Organization formed in 1913 to advance the health of individuals and communities through leading, representing, and serving health care provider organizations that are accountable to the community and committed to health improvement. AHA maintains the central office on ICD-9-CM, answers coding questions, and publishes the Coding Clinic for ICD-9-CM . AHA hosts the National Uniform Billing Committee (NUBC), which has a formal consultative role under HIPAA.
American Institute for Property and Liability Underwriters, Inc.
An insurance educational organization which establishes insurance standards and fosters educational work. Properly qualified individuals who pass a series of examinations given by this body receive the designation Chartered Property and Casualty Underwriter.
American Institute of Certified Public Accountants (AICPA)
National voluntary association of certified public accountants.
American Institute of Marine Underwriters
A New York-based association of marine underwriters. They discuss problems common to their business and operate many technical committees that produce marine forms and clauses.
American Insurance Association
A group of property and liability insurance companies that promotes the standing of its members.