Addressable

Under HIPAA rules, implementation specification under the security rule related to encrypted electronic mail that contains the patient’s protected health information. The provider must implement the specification as stated in the rule, implement protections equivalent to the rule, or clearly document why the implementation specification does not apply.

Adequate

A criterion of insurance rate regulation that stipulates that an insurer’s premium rates must be adequate to cover the insurer’s cost of doing business, claims payments, and a reasonable profit to the insurer.

Adequate plant, machinery and equipment

At common law an employer must take reasonable care to provide adequate plant and machinery and see that it is properly maintained. This includes the provision of protective devices and clothing and, where appropriate, a warning or exhortation to use such equipment. The employer may also have to take account of any special disabilities of the workman (Paris v. Stepney B.C. (1951)). Under the Employers’ Liability (Defective Equipment) Act 1969 the employer is strictly liable for injury caused by a latent defect in a tool, even though the fault is that of the manufacturer. See PUWER.

Adhesion

A legal principle stating that any ambiguities or uncertainties in the wording of an insurance agreement will be construed against the insurer.
******

MEDICAL: Band of scar tissue of two adjacent structures that are usually separate from each other. This condition may occur as the result of surgery, infection, or injury.

Adhesion contract

A standardized set of agreements offered by one (usually the stronger) party to another on a take it or leave it basis. An insurance policy is an example of such a contract. The insurer offers a personal auto policy, for example, that an individual may adhere to (or not) but in any case the individual may not change any of its terms. Because it has the stronger position, the insurance company has the burden to spell out its terms precisely. Such contracts are interpreted strictly against the author of the contract. Not to be confused with aleatory contract.