A company linked with another whether one has acquired the other or is a subsidiary or the linkage is by way of amalgamation or merger.
Insurance Encyclopedia
Allied Health Personnel
Health personnel who perform duties which would otherwise have to be performed by physicians, optometrists, dentists, podiatrists, nurses and chiropractors. Also, called paramedical personnel.
Allied Health Professional (AHP)
Health care provider who is not licensed as a doctor of medicine or osteopathy (e.g., nurse practitioner, physician assistant, chiropractor, medical assistant).
Allied Lines
Type of property insurance that may be purchased with a fire insurance policy.
****
A term that has been adopted to refer to the lines of insurance that are allied with property insurance, these coverage provide protection against perils traditionally written by fire insurance policies such as sprinkler leakage, water damage and earthquake.
***
Allied lines coverage is a form of insurance that is normally written with fire insurance. It covers additional perils not usually covered by the basic fire insurance policy. Examples of allied lines insurance include wind and hail insurance, vandalism and malicious mischief insurance, data processing insurance, demolition insurance, earthquake insurance, water damage insurance (but not flood), sprinkler leakage insurance, radioactive contamination insurance, and standing timber insurance. (See Extended Coverage).
Allied Lines (Fire and Extended Coverage)
Property Insurance against perils which are ‘allied’ to Fire Insurance in that they all cause relatively infrequent losses, are rated similarly to Fire Insurance, and often are covered through one or more endorsements to a Fire Insurance Policy. One such endorsement, the extended coverage endorsement, provides protection against wind, hall, falling aircraft, riot and civil commotion, vehicles striking the insured property, explosion (except boiler explosion), and smoke. Other allied lines include earthquakes, sprinkler leakage and business interruption Insurance.
Allied perils
Group of perils commonly added to a standard fire policy. They are otherwise called additional perils, defined perils or special perils. They embrace dry perils (aircraft, explosion, riot, etc.), wet perils (storm, flood, burst pipes, etc;) and miscellaneous perils (impact, subsidence, etc).
Alligatoring
The irregular checked char patterns found on wood after a fire. The size, color, depth, and the location may have a bearing on fire cause, origin and spread.
Allocated benefits
Insurance policy provision in a group contract in which specific hospital and medical benefits such as x-rays, dressings, and drugs will be paid as shown in a schedule with a maximum amount payable for all such services.
***
Payments in some health insurance policies for specified hospital services (x-rays, drugs, dressings, etc.) up to a maximum amount.
****
A provision under which certain expenses usually miscellaneous hospital and medical charges such as X-ray, dressings, drugs etc. will be paid at a rate for each as scheduled in the provision. Usually, there is also a maximum total that will be paid for all such expenses.
Allocated benefits (Health Insurance)
Payments with specific purposes, for example: supplies, drugs, or X-rays.
Allocated capacity
The part of a Lloyd’s member’s overall premium limit that is allocated to a syndicate in the relevant year of account.
****
This may refer to a member’s allocated capacity or syndicate allocated capacity.