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American trust fund

A fund established in New York to hold all Lloyd’s dollar premiums, whether originating in the US or not, and from which dollar claims are met. The fund, managed for Lloyd’s underwriters by Citibank, makes Lloyd’s one of the largest customers of one of the world’s largest banks. Most of the fund is invested in US Treasury Bonds making Lloyd’s one of the largest private investors in the US government.

Americans with Disabilities Act (ADA)

Federal law that provides disabled employees equal treatment regarding the “terms, conditions, and privileges” of employment including the right to a harassment-free work environment.
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Passed by Congress in 1990, this act requires that reasonable accommodation be made in public accommodations, including the workplace, for those with physical or mental disability.