Average rate insurances

When dealing with very large risks, fire insurers may charge a flat rate for all buildings and contents. The rate – an ‘average’ – is presumed to take account of the good and bad features of each risk. Contrary to the practice with blanket policies separate sums insured are set against each separate risk.

Average weekly wages (AWW)

In workers’ compensation cases, employee’s ability to earn wages including tips, gratuities, and nonmonetary earnings, expressed as a weekly earnings amount. AWW is established by using earnings from up to the 12 months (52 weeks) prior to the injury and divided by the actual number of weeks used.