Batch

Group of claims for different patients from one office submitted in one computer transmission.
***
A group of up to 20 surplus lines documents submitted to SLTX at once for processing.

Batch balancing

Process of comparing the number of documents that have been processed against a control total that has been estimated (e.g., an insurance company that issues 500 claims checks that are batch balanced against 500 insurance claims).

Batch clause

A product liability clause providing that all claims, whenever made, arising out of the same prepared or acquired batch of the product, shall be treated as resulting from one occurrence. The ‘occurrence’ could be defective design, bench error, error in distribution, etc. The clause protects the insurer from multiple claims, all of which have a common cause, being treated separately for the purpose of the per-occurrence limit, or occurring in separate years for the purpose of the aggregate limit. In terms of a deductible, it may benefit the insured to have the individual claims aggregated.
***
A clause in a Products Liability Insurance providing that all claims for injuries arising out of one prepared or acquired lot of the product resulting from a common cause, shall be considered as resulting from one accident an shall therefore be governed by the limit per accident.

Batch clause (basket clause)

(1) A limitation provision, used most frequently in products liability and umbrella liability policies, that places coverage for all claims arising out of defective products produced in a single manufacturing run (or batch) within a single occurrence limit. (2) A provision found in professional liability policies stating that only one deductible (or retention) applies per wrongful act, regardless of the number of claims resulting from that act.

Batch number

Assigned numerals to each group of insurance claims processed for different patients from one office and submitted in one computer transmission. The batch number appears on the document (report) when payments are made for the batch.

Batch processing

Method used by a provider to group (collect) computerized transactions over a period of time and transmit them in a single operation either at night or in a time-delayed manner (e.g., daily insurance claims).

Bathing

Ability of an individual to wash oneself on a routine basis in the bathtub, shower, or by sponge bath. Also see activities of daily living (ADLs) .

Battery

An unpermitted and unprivileged contact with another. Assault is an intentional, unlawful threat of bodily injury to another by force, or force unlawfully directed towards the person of another, under such circumstances as create well-founded fear of imminent peril, coupled with apparent present ability to execute the attempt; battery consists of the actual execution of the act offered in an assault – hence, the placing of the victim in fear (assault) and the actual infliction of the injury (battery) constitute what is commonly referred to as assault and battery.