Group representative

Salaried employee of the insurance company who assists insurance agents and brokers in acquiring, soliciting, and negotiating with potential buyers for group insurance and to service group contracts. The representative also renegotiates renewal policies.

Group Risk

The rating cell or risk segment into which particular policies are categorized, with a type of insurance cover. The objective is to achieve a group of policies or risks that have homogeneous characteristics

Group sponsor

Individual or professional association that acts as an agent for the group and its members. It pays the dues and service charges to a health insurance plan and agrees to receive the plan’s certificate and information.