GA

1. HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating a waiver of liability statement (advanced beneficiary notice) signed by the patient is on file. 2. Abbreviation for general agent. See general agent (GA) .

GA Disbursement Cover

Due to GA salvage charges are incurred. In the subsequent voyage if cargo becomes a total loss due to total loss of the vessel, the ship-owners will not be having any contributions from cargo owners. The GA expenditures incurred is not available. GA disbursement cover pays such loss.

GAAP accounting (Generally Accepted Accounting Principles)

These principles, as practised in the UK under the Companies Act, require company accounts to give a true and fair view. There are moves towards a globally accepted GAAP for insurance accounting. GAAP is associated with annual accounting, which by 2005 will supersede the three-year accounting system at Lloyd’s to bring them into line with insurance company accounting. See ANNUAL VENTURE.

GAD

Government Actuary’s Department. Note the functions of GAD examining periodical returns previously performed for the DTI are now performed by actuaries within the FSA.

Gag clause

Provision in a managed care contract that either limits the amount of information that a health care provider may share with a patient or limits the situations in which a provider may recommend a certain alternative treatment when the plan does not cover it. This may be experimental treatments or treatment that may be expensive even if this might be the best course of action for the patient.