The scheme covers all indigenous, cross-bred and exotic goats. The Policy provides indemnity against death of goats due to accident including Fire and allied perils or diseases contracted or occurring during the Policy period.

The accounting basis normally required for Companies Act accounts, which is based on the assumption that the insurer will continue to trade as normal for the long term future.

An agreement between insurers, ship owners and merchants associations which relaxes certain limitations of carrier’s liability for damage to goods contained in the Hague Rules, prescribing, inter alia, a higher limit per package than that provided in the gold clause of the Hague Rules and a longer period than that there allowed for the bringing of an action.

A unit of value found in international conventions, consisting of 65.5 milligrams of pure gold.

Insurance of golf clubs with, often, the addition of personal accident benefits, third party liability, and a cash benefit to cover hospitality costs if the insured holes in one.

To be eligible for the Good Drivers Discount all operators of the insured vehicles must have been licensed for three or more year, have no more than a one (1) point charge on their driving record and has not been determined “at fault” in an accident resulting in bodily injury or death to any person.

A discount given to drivers who qualify as good drivers under certain criteria; for example, amount of tickets issued to the driver or the length of time the driver has had the license.