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Gambling policies

Policies that contravene the Marine Insurance (Gambling Policies) Act 1909. It is not legal to enter into a marine insurance without a bona fide interest, or possibility thereof, in the subject matter insured. It is also an offence for a shipowner’s employee, not being a part-owner, to effect a policy on PPI terms. The Act prevents gambling in marine insurance.

Game cover

Specialised cover for printers and vendors of instant ticket sales and online lottery services. The policy covers: (a) contractual obligations with first party principals; (b) increased cost of failing to conform to these contracts, e.g. print re-runs; (c) printer’s liability following machinery or computer breakdown, etc., not covered under an errors and omissions policy or professional indemnity policy.

Gaming

Illegal or unethical attempt to manipulate a system for financial gain such as billing to maximize income by listing a principal diagnosis that puts the patient in the highest-priced diagnosis-related group (DRG) in a prospective payment system (PPS) when a lower-priced diagnosis more precisely depicts the services given for a patient’s medical problem.

Gang

Group of stevedores usually 4 to 5 members with supervisor assigned to a hold or portion of the vessel being loaded or unloaded.

Gang visits

1. Significant number of daily evaluation and management (E&M) visits by the same physician to multiple patients at a facility within a 24-hour period. When insurance claims reach the insurance carrier in this type of situation, it may result in medical review to determine medical necessity for the visits. 2. In Medicare fraud, to bill based on gang visits (e.g., a provider who visits a nursing facility and bills for 20 visits without furnishing any specific service to, or on behalf of, individual patients).

Gap codes

CPT codes that are not covered by the Medicare program; thus they do not have relative values under the resource-based relative value scale (RBRVS).

GAP coverage

Guaranteed Auto Protection. Insurance for a lessee designed to cover the difference in selling price between a vehicle’s actual cash value and the payout left on a lease. This coverage is often available for loan situations as well.