Gapfilling

Term used when no comparable, existing test is available. Insurance carrier specific amounts are used to establish a national limitation amount for the following year.

Gaps

In the Medicare program, costs or services that are not covered under the Medicare plan; referred to as Medicare gaps .

Garage liability insurance

Insurance covering the legal liability of franchised and non-franchised automobile, truck, truck-tractor, motorcycle, recreational vehicle, and trailer dealers for claims of bodily injury (BI) and property damage (PD) arising out of business operations. It includes two separate insuring agreements, “who is an insured” provisions, and “limit of insurance” provisions—one dealing with garage operations involving the ownership, maintenance, or use of autos and the other dealing with all other garage operations.

Garage policy

One of the early package policies, it is written for automobile dealers and may include liability insurance for garage operations, automobile operations, physical damage coverage on garage owned autos, bailees coverage on customers cars, and auto and premises medical payments coverage.