Nonskilled , personal services such as help with activities of daily living (bathing, dressing, eating, getting in and out of bed or chair, moving around, using the bathroom). It may also include care that most people do themselves such as inserting eye drops. The Medicare home health benefit does pay for some personal care services. In the Medicaid program, this is an optional benefit and varies state by state. Also see custodial care.
Hospital fees of a nonmedical nature such as telephone and television.
Electronic device that is capable of voice messaging, text messaging, Internet access, and data retrieval.
Insurance contracts are personal contracts. Although, the subject of a property Insurance contract, for example, is a piece of property, the Insurance contract Insurers a person or persons, not the property.
Insurance contracts are personal contracts, i.e. they depend upon trust and confidence. Consequently insurance policies are not assignable without the insurer’s agreement. However, commercial and other circumstances dictate that marine and life policies are not considered to be personal contracts.
Palm-size or handheld computer used for keeping a calendar, maintaining an address book, transmitting electronic mail (e-mail), word processing, and spreadsheet functions. In health care settings, this equipment is used for prescription writing, digital voice dictation or recognition for note taking, and access to patients’ database.
A contract affording Insurance against loss to personal effects usually carried by travellers and located away from the domicile of the insured.
This can be a specified risk or open peril policy that covers the personal property carried by the insured while he or she is traveling.
The property of an individual covered by the policy in question. Normally refers to items such as clothing, furniture, and jewelry.