long resource of health data maintained and owned by the individual, which may be used for collecting, tracking, and sharing important, up-to-date information. Individuals may need it to make better health care decisions and improve quality of care. A PHR may be paper based, electronically based, or web based. An electronically based PHR must conform to nationally recognized interoperability standards.
Insurance Encyclopedia
Personal health statement
Health questionnaire filled in by an insurance applicant to obtain group insurance coverage; used as proof of insurability.
Personal injury
Distinguished from bodily injury, this term relates to injury inflicted by way of false arrest, invasion of privacy, malicious prosecution, and so on. It is written as Coverage B of the commercial general liability forms and as homeowners Coverage E.
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In law, a term used to embrace a broad range of torts that includes bodily injury, libel, slander, discrimination and similar offenses. Also, a standard insurance coverage that protect against a more limited group of torts (false arrest, detention or imprisonment, malicious prosecution, wrongful entry or eviction, and libel, slander, or defamation).
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UK: Intended by insurers to mean bodily injury embracing physical or psychiatric harm, disease or illness. A strict interpretation of personal injury includes intangibles such as injury to feelings resulting from defamation, personal data abuse and false arrest. Insurers may prefer to use the term ‘bodily injury’ in certain policies.
Personal injury (Liability Injury)
A non-bodily injury that arises due to one of the following causes: libel, slander, false arrest, wrongful eviction, or violation of right to privacy.
Personal Injury Endorsement
An endorsement that extends a liability Insurance Policy to cover personal injuries other than bodily injuries. See Also: “Personal injury.”
Personal injury liability
Insurance policy that protects the physician or his or her employees against claims of tangible personal physical injury suffered by others, as well as intangibles such as libel and slander.
Personal Injury Protection (PIP)
US: First-party no-fault coverage in which an insurer pays, within the specified limits, the wage loss, medical, hospital and funeral expenses of the insured.
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MEDICAL,USA,REFERENCE: See: no-fault insurance.
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The section of an auto policy in a no-fault state that responds to the injuries of the insured such as physical injury or loss of income of the insured regardless of fault.
Personal injury protection (Vehicle Insurance)
A term that refers to no-fault benefits in certain states, namely those that require vehicle insurance or those with voluntary no-fault insurance. This type of benefit usually includes loss of income, medical costs, and accidental death.
Personal insurance
Insurance plan issued to an individual (and/or his or her dependents). Also known as individual contract, individual health insurance, and individual health plan.
Personal legal assistance
A section of a commercial legal expenses insurance to provide similar cover for directors, partners and key personnel and their families in respect of private matters.