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Staging

Find out the distinct phases in the course of a disease or the life history of an organism or biological process (e.g., in cancer to ascertain whether the disease process is at the primary site or has spread [metastasized]). Also called disease staging or staging of disease .

Stakeholder pensions

Personal pensions with strict limits on cost, access and terms targeted at the mass market. Even nonearners can contribute up to the maximum of £3,900 per year (2002/3) with contributions net of tax even if no tax is paid. Occupational scheme members earning up to £30,420 or less may contribute concurrently to the scheme.

Stakeholders

People or organisations who may be affected by, or perceive themselves to be affected by, risk creating decisions or activities. Stakeholders can be internal (e.g. employees) or external (e.g. shareholders, regulatory bodies, customers).

Standalone corporate syndicate

Syndicate with a single corporate member and which does not write business in parallel with any existing syndicate. The syndicate writes business solely for its own account and is supported by a single underwriting corporate member, the sole source of capital. Lloyd’s does not generally allow a standalone syndicate to be established unless it brings new capital to the market.

Standard

1. Under the Health Insurance Portability and Accountability Act (HIPAA), rule, condition, or requirement that describes products, systems, services, or practices with respect to the privacy of individually identifiable health information. 2. In a workers’ compensation case, permanent disability (PD) rating before adjustment for age or occupation (e.g., “the rating was 30% standard” or “we settled for the standard PD”).