SW

HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating services provided by a certified diabetic educator.

Swaps

An alternative risk transfer between two parties having risks in the opposite direction. An insurer might swap a windstorm exposure with a building contractor who gets work if windstorm occurs. If it does not occur, the contractor’s excess capacity is compensated from the insurer’s additional profit following favourable claims experience.

Swaps (weather)

Agreement between parties with diverging interest to exchange payment streams based on an underlying rate, index, instrument or asset and a ‘notional amount’. An ice cream manufacturer wants a warm summer while an overseas tour operator expects a cool summer to boost his sales. If the temperature is above the reference temperature, 18°C, the ice cream company pays the tour operator out of their enhanced revenue. No premium changes hands, the upside risk of one party pays the downside risk of the other.

Sweating

There are certain commodities which require special stowage facilities and variations of temperature in badly ventilated holds and can cause condensation and consequent “Sweat damage to goods.”

Swing bed

Bed used for acute or long-term care facilities usually located in small and rural hospitals. A patient in a swing-bed in an acute care setting may be discharged and readmitted to a swing bed and receive skilled or intermediate levels of care. A patient may remain in the swing bed while changes occur in medical care, charges, and payment.