HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating a nurse practitioner’s rendering service together with a physician. It is required by some Medicaid programs, so check with your state guidelines.
Insurance Encyclopedia
Sabotage
Wilfully doing illegal damage or other malicious acts to disrupt the insured. Term originated in France from the word, French ‘sabot’ or wooden shoe, which disgruntled workers would use to damage property.
***
Malicious destruction of an employer’s property by workmen.
Sacrifice
See: General Average Sacrifice.
***
That cargo which is thrown overboard in order to save the rest of the cargo and the ship. Also, See Also: “Jettison.”
Safe burglary (Criminal)
A kind of burglary, wherein property is taken without the owner’s consent from a locked safe in an unlawful manner. This is usually substantiated by marks of forced entry left on the safe, or the safe disappearing altogether.
Safe Burglary Insurance Policy
Type of business Insurance coverage loss of or liability for loss of contents of a safe.
Safe Deposit Box Insurance Policy
Type of business Insurance coverage against loss of or liability for loss of contents of a safe deposit box. Also called Safe Depository Insurance.
Safe depository coverage
Covers property in a safe deposit box on either a legal liability basis or direct basis, regardless of liability.
Safe depository coverage (Criminal)
Coverage that protects businesses that rent safe deposit boxes to individuals. These forms do not cover financial institutions. There are two forms of coverage for this type of business. Both cover the customers’ property while on the premises. One covers the insured for liability costs, while the other covers direct losses.
Safe Driver Plan
A method of adjusting rates in automobile insurance to reflect driving safety of the insured, in accordance with his or her record of traffic accidents o citations.
***
Merit rating of automobile insurance. In most states drivers are charged with points for traffic violations and auto accidents. These points translate to surcharges on the drivers’ insurance rates.
Safe driver plan (Vehicle Insurance)
A plan wherein points are assessed to a driver for each accident he or she is involved in or traffic violations they incur. The amount of points they earn adds a surcharge to the cost of their insurance.