Standard valuation law

Legislation that is uniform in all states and stipulates the minimum standards for calculating or valuing insurance reserves that a life insurance company must maintain for its life insurance policies and annuity contracts. It was first developed by the National Association of Insurance Commissioners.

Standardization

Act of making charges or costs more comparable among medical providers, plans, and geographical areas. This is accomplished by adjusting specific services or bundles of services to remove differences that result from geographical variation in prices and beneficiary health risk.

Standing Charges

Constant charges prevailing throughout whether the turnover is reduced or not.
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UK: A business interruption term describing the ongoing costs, i.e. fixed costs or costs that do not decrease proportionately with turnover. They must be paid by the business notwithstanding the curtailment of trading. These expenses, e.g. rent, are at risk and therefore payable out of gross profit, the main item insured under the policy.

Standstill

An engineering policy added to erection all risks or contractors all risks cover when a construction project enters a period of inactivity, i.e. goes on ‘standstill’. The policy is on a named peril basis.