Computerized voice recognition system that makes it possible for a computer system to respond to spoken words. Two basic categories are navigation or command control , which allows an individual to launch and operate software applications with spoken directions, and dictation software , which makes it possible for a computer system to recognize spoken words and automatically convert them into text.
Insurance Encyclopedia
speech therapy (ST)
Treatment designed to help restore speech through exercises. May be a benefit covered by the Medicare program.
speech-language pathologist (SLP)
Individual who has a certificate of clinical competence from the American Speech and Hearing Association, has completed the equivalent educational requirements and work experience necessary for the certificate, or has completed the academic program and is acquiring supervised work experience to qualify for the certificate. SLPs specialize in the measurement and evaluation of language abilities, auditory processes, speech production, and swallowing problems.
Speech-language therapy
Treatment to regain and strengthen speech skills.
Spell of illness
See: benefit period .
Spend down
In the Medicaid program, process of using up assets or income until an individual reaches the eligibility level because of the need for confinement in a nursing home or for long-term care. Also referred to as spending down .
Spending down
See: spend down .
Spendthrift clause (Life Insurance)
A clause that stops a beneficiary’s creditors from collecting out of the benefits before the beneficiary recives them. This clause exists to prevent creditors from demanding the insurer pay them the benefit directly.
Spendthrift trust clause
Provision in a life insurance policy that protects its proceeds from being seized by the beneficiary’s creditors.
Spent convictions
See: REHABILITATION OF OFFENDERS ACT 1974.