spousal IRA

Trust account established for an individual who is not covered by a qualified employee retirement plan. This account may be created by purchasing individual retirement annuities from an insurance company.

Spousal liability or marital extension

Refers to coverage afforded under most D&ampO, EPL, fiduciary, and similar insurance policies for claims against the spouse of an insured person if the claim against the spouse is solely by reason of the spouse’s legal status as a spouse of the insured person or because of the spouse’s ownership interest in property that the claimant seeks as recovery for alleged wrongdoing by the insured person. This coverage extension does not apply to the extent the claim against the spouse alleges wrongdoing by the spouse.