Twelve rules set out in the Schedule to the Marine Insurance Act 1906 for the purpose of interpreting the marine insurance policy. The rules relate to such phrases as ‘lost or not lost’; at and from; from; from the loading thereof; safely landed; touch and stay; perils of the sea; pirates; thieves; restraint of princes; barratry; all other perils; average unless general; stranded; ship; freight; and goods.