“Rural Sector” shall mean any place or areas classified as rural while conducting the latest decennial population census. “Social Sector” includes unorganized sector, informal sector, economically vulnerable or backward classes and other categories both in rural and urban areas. “Obligations”: (A) “Rural Sector”: Every general insurer shall ensure (a) two per cent in the first financial year, (b) three per cent in the second financial year (c) five per cent thereafter of total gross premium income written direct in that area. (B) “Social Sector”: (a) 5 thousand lives in the first financial year (b) seven thousand five hundred lives in the second financial year (c) ten thousand lives in the third financial year (d) fifteen thousand lives in the fourth financial year (E) twenty thousand lives in the fifth financial year. Obligations after the sixth financial year: Rural Sector, General Insurer: 5 per cent in the seventh financial year, 6 per cent in the eighth financial year, 7 per cent in the ninth and tenth financial year of the total gross premium income written direct in that year. Obligations after the sixth financial year: Social Sector, General Insurer: 25,000 lives in the 7th , 35,000 lives in the 8th , 45,000 lives in the ninth and 55,000 lives in the tenth financial year. The obligations towards Rural and Social shall be continued for financial years from 11th financial year onwards on lines as per 10th year.