Registered nurse who has advanced education and clinical training in a health care specialty area.

Insurance company home office division that is responsible for giving technical and sales help to insurance agents about estate planning and business insurance. Also known as estate planning department.

Denied or incorrectly paid health benefit under HMO, PPO, or POS managed care plans that follow federal regulations mandated under the Employee Retirement Income Security Act (ERISA).

Unfavorable, detrimental, or pathologic reaction to a drug that occurs when appropriate doses are given to humans for prophylaxis (prevention of disease), diagnosis, or therapy.

In a 401(k) defined-contribution pension plan, a firm that helps the employer choose a provider, select the investment options, and make any other decisions about the plan.

Prior to the enactment of the Social Security Independence and Program Improvements Act of 1994 (Public Law 103-296) on August 15, 1994, the Social Security Act required the appointment of an Advisory Council every 4 years to study and review the financial status of the Old Age, Survivors, and Disability Insurance (OASDI) and Medicare programs. Its report on the financial status of the OASDI program was submitted on January 6, 1997. Under the provisions of the Public Law, this was the last Advisory Council to be appointed.

Individual who gives the patient support or protects his or her rights.