Insurance policy provision that covers room and board charges in an extended care facility (ECF). It is stated similar to that for hospital room and board.

This phrase is no longer used. In 1972 when the Social Security statute was amended, a new phrase was introduced, “skilled nursing facility.” See skilled nursing facility (SNF) .

Alternate name for skilled nursing facility services .

Insurance policy provision in a group life contract stating that if the insured is totally and continuously disabled, then from the date the insured ceases paying premiums until the date of his or her death, the insurance company will pay the amount of insurance at the date of stoppage of premium payments provided that death occurs within 1 year of the date of cessation of premium payments and before the insured’s sixty-fifth birthday.

Medical record documentation that describes at least four elements of the present illness or describes the status of at least three chronic and/or inactive conditions.

Contract in which buyer and seller agree as to terms of payment of a debt.

Documented report of an inquiry about the body system(s) directly related to the problems identified in the history of present illness (HPI) and a limited number (two to nine) of additional body systems.

Type of insurance available as a nonforfeiture option. It provides the original amount of insurance for a limited period of time. Also called extended term insurance option .