Sales technique employed by insurance companies to immediately reach a vast number of potentially interested individuals.

Insurance policy issued to a group insurance policyholder that lists the provisions (terms and conditions) of the group insurance plan. Also called master policy .

File for a facility’s patients that contains demographic information such as gender, date of birth, Social Security number, medical record number, address, race and ethnicity, admission and discharge dates, encounter types, and disposition (i.e., intended care setting following discharge). Optional additional elements might be emergency contacts, allergies, and problem lists. This file lists a unique identification number for each patient and is a cross-reference used to obtain a patient’s health record. Also referred to as member index .

Employee-benefit retirement plan created by a financial institution or insurer that can be adopted only by plan sponsors who use the financial institution to fund the plan.

Contributions made by an employer on behalf of an employee’s pension plan that are equal to the employee’s contributions up to a specific amount or percentage of compensation.

Document that informs industrial purchasers and users of hazardous chemicals of the reasonably foreseeable physical and chemical hazards that may arise from the use of those chemicals. Most materials packaged for consumer use are exempt from the requirements of the Hazard Communication Standard (HCS). The MSDS should include precautions for normal use, handling, storage, disposal, and spill cleanup. The HCS requires that accurate information be provided on the MSDSs. This applies as much to “overwarning” on the MSDS and label, as well as the absence of information (“underwarning”).

Serious flaw in management controls that requires high-priority corrective action.

A state service organization to assist children younger than 21 years of age who have conditions leading to health problems. It operates with federal grant support under Title V of the Social Security Act. In some states this program may be known as Children’s Special Health Care Services (CSHCS) or State Children’s Health Insurance Program (SCHIP) .

Provision that may appear in a hospital or medical insurance policy; allows payment for normal pregnancy.