Automobile insurance

An automobile owner’s protection against various risks such as bodily injury liability, medical, property damage, collision, comprehensive, and uninsured motorists.

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Coverage on the risks associated with driving or owning an automobile. It can include collision, liability, comprehensive, medical, and uninsured motorist coverages.

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A type of insurance which protects the insured against losses involving automobiles. Different coverage can be purchased depending on the needs and wants of the insured e.g., the liability coverage of bodily injury liability, property damage liability and medical payments and physical damages of collision and Package policy.

 

 

Automobile premium

Cost of automobile insurance coverage paid either monthly, quarterly, or annually to an insurance company that keeps the policy in force. Insurance companies base their premium rates on historical loss experience for similar risks.

AV

HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating item(s) furnished with a prosthetic or orthotic device.

Availability

1. One of the assessments made by The Joint Commission to see if the performance and location of medical services is available to meet the demands of an individual’s and a community’s needs. 2. Measurement in terms of type, volume, and location of the supply of health resources and services relative to the needs or demands of an individual or a community. Health care is available to an individual when he or she can obtain it at the time and place that he or she needs it, from appropriate personnel. Available is a function of the distribution of appropriate resources and services, as well as the willingness of the provider to serve the particular patient in need. See also access and acceptability.

Average daily census

Count (enumeration) and demographics of hospital inpatients or members of a managed care plan. The census is given in a daily hospital admission and disposition report that shows patients gained and lost in census, changes in status, and numerical strengths of transient patients and boarders.