Health care system that includes the entire range of medical services from outpatient to hospital and long-term care. Integrated delivery systems are an example of vertical integration. See integrated delivery systems (IDS) and horizontal integration .

Alliance of various health care providers whose intention is to service all the needs of managed care contracts.

Retirement benefit payment that does not depend on whether a participant continued in specific employment. A plan participant may receive payment if he or she leaves the plan.

Renewal insurance commissions paid to insurance agents or their estates regardless of whether the agents stay with the issuing insurance company.
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Commissions paid to an agent regardless of whether they still work for the insurer, based on renewal business.
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Commissions on renewal business that are paid to the agent whether or not he or she still works for the insurance company with which the business is placed.

Funds (reserves) that remain owned (vested) by the insured and which cannot be used by the insurance company except for paying refunds or claims.

Terms set down in an employment agreement stating the time period and dollar amount when retirement or other benefits will begin and the rate of increase.

Any person who has served in the armed forces of the United States, especially in time of war; is no longer in the service; and has received an honorable discharge.

Program for honorably discharged veterans who file claim for a service-connected disability.

A clinic where medical and dental services are rendered to veterans who have service-related disabilities.