The ability to obtain medical care and services when a patient requires them.
Tag: MEDICAL
Accessory Dwelling Unit (ADU)
Separate living quarters within a single-family home. The ADU is a complete living unit with its own kitchen and bathroom.
Accident Insurance
Insurance against injury, loss, or damage to persons, property, or liability that is not covered by life, fire, or marine insurance.
US MEDICAL: Health insurance that protects a person in the event of an accidental bodily injury. Insurance benefits can help to replace a portion of earned income lost due to disability caused by an accident. Accident insurance may also cover medical expenses and indemnity for death, limb or sight loss as a result of an accident.
Accident perils
Health insurance underwriters use this classification to assess the type and degree of danger represented by a specific occupation, such as fire exposure, use of dangerous machinery, handling of heavy objects, and the risk of falling.
Accidental Death and Dismemberment (AD&D)
Short Description: Policy that pays out in the event of the insured’s death as a result of an accident or incapacitating bodily injury.
Long Description: Typically, this coverage is written in conjunction with group life insurance contracts. The accidental death portion provides double indemnity coverage if death is caused by an accident, and the dismemberment portion provides benefits for the loss of a specific body part (e.g., eye, hand, leg). For example, if a member of the group dies of natural causes, the group life contract may provide £100,000 in coverage. If the death was caused by an accident, the benefit is £200,000. If an accident causes the loss of an arm rather than death, the benefit could be £50,000. Some AD&D riders pay half the benefit amount if the insured loses a limb or vision in one eye.
See Also: Double Indemnity.
Accidental death and dismemberment (ADD) coverage
An insurance benefit providing coverage in the event of accidental loss of life, limb, or eyesight, offered as a supplementary benefit to a group term life insurance plan.
Accidental death benefit (ADB) rider
A supplementary benefit provision that pays an additional lump-sum amount, beyond the basic death benefit of a life insurance policy, only if the insured’s death results from an accident. This provision is commonly known as “double indemnity” when the extra payout equals the original face amount of the policy.
Accidental means provision
This is a Rider in a life insurance policy stating that an accidental death benefit is payable if the insured’s death was the result, directly and independently of all other causes, of bodily injury caused solely by external, violent, and accidental means. The “means” that caused the mishap must be accidental to claim benefits under the policy.
Accommodation revenue code
A three-digit code used by hospitals and skilled nursing facilities to identify a specific accommodation or ancillary charge on a hospital or skilled nursing facility bill to a third-party payer.
See Also: revenue code.
Account
A ledger, ledger card, financial accounting record, or patient account ledger is a formal record of all transactions made on an individual’s financial record, listing debits, credits, and balance; this term may be computerised, or in a medical practise using a manual bookkeeping system, this term is referred to as a ledger, ledger card, financial accounting record, or patient account ledger.