To carry forward the balance of an individual ledger.

1. Insurance coverage of more than basic health plans. 2. Insurance policy provision that extends coverage for a certain time period after termination of benefits. Also called extended insurance . 3. Allows medical coverage to continue past termination of employment. See also Consolidated Omnibus Reconciliation Act of 1985 (COBRA) .

Long-term inpatient care in a skilled nursing facility (SNF) or convalescent or nursing home, rather than a hospital. Frequently patients who are recovering after hospitalization are sent to SNF. Also known as convalescent care .

Insurance policy provision that covers room and board charges in an extended care facility (ECF). It is stated similar to that for hospital room and board.

This phrase is no longer used. In 1972 when the Social Security statute was amended, a new phrase was introduced, “skilled nursing facility.” See skilled nursing facility (SNF) .

Alternate name for skilled nursing facility services .

Insurance policy provision in a group life contract stating that if the insured is totally and continuously disabled, then from the date the insured ceases paying premiums until the date of his or her death, the insurance company will pay the amount of insurance at the date of stoppage of premium payments provided that death occurs within 1 year of the date of cessation of premium payments and before the insured’s sixty-fifth birthday.

Medical record documentation that describes at least four elements of the present illness or describes the status of at least three chronic and/or inactive conditions.

Contract in which buyer and seller agree as to terms of payment of a debt.