Same as optical character recognition.

Constant complex health care as provided in various acute life-threatening conditions such as multiple trauma, severe burns, or myocardial infarction or after certain kinds of surgery. Life support systems are used such as respirators, monitors, and hypothermia equipment. Some insurance policies may increase the daily room and board benefit when an intensive care unit is necessary.

Section in a hospital in which patients who require close monitoring and intensive care are kept. An ICU contains highly technical and sophisticated monitoring devices and equipment and is staffed by personnel to deliver critical care for various life-threatening conditions. A hospital may have several ICUs such as medical intensive care unit (MICU), surgical intensive care unit (SICU), pediatric intensive care unit (PICU), neonatal intensive care unit (NICU), and coronary care unit (CCU). Sometimes referred to as special care unit .

Physician who specializes in treating patients who need critical care.

Trust created between living individuals that is usually revocable (it can be changed or revoked by the person who created it). Also known as living trust .

Back and forth communication between user and computer.

Written contract in which a federal agency agrees to provide to, purchase from, or exchange with another federal agency, services (including data), supplies, or equipment. Interagency agreements are between at least one component with the Department of Health and Human Services (DHHS) and another federal agency or component thereof.

Provision in a life insurance policy in which the proceeds of the policy are temporarily left on deposit with the insurance company and the money earned on those proceeds is paid either annually, semiannually, quarterly, or monthly to the beneficiary.

Represents the average annual cost of a life insurance policy. This amount is obtained by calculating the premiums, dividends, and cash values. This cost amount is one figure calculated under the interest-adjusted net cost (IANC) method for comparing the costs of life insurance policies. Also called surrender cost index (SCI) .

System of comparison of the costs of life insurance policies that weighs the dividends and cash values based on how much into the future the various amounts are payable. Three amounts are calculated: interest-adjusted cost, interest-adjusted payment, and the equivalent level annual dividend. Also known as surrender cost index (SCI) method .