Misfeasance

MEDICAL,USA: Improper performance of a lawful act, especially in a way that may cause damage or injury.
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UK: The improper performance of a lawful act, e.g. repairing a road negligently. Compare with non-feasance.
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The improper performance of an act, as distinct from nonfeasance.

Misstatement of age

Insured that gives an age that is younger or older than his or her actual age. In life insurance policies, there is a provision specifying that either the policy’s benefit amount or premium amount will be adjusted depending on whether it is an individual or group policy.

Mixed model

Managed care plan that mixes two or more types of medical care delivery systems (e.g., open-panel and closed-panel systems). It contracts directly with individual physicians. Also called hybrid model .

Mobile facility

Transportable independent diagnostic testing clinic with medical equipment provided in a vehicle for service to multiple locations (e.g, portable x-rays, portable mammograms). Also called portable unit .

Modality

1. Method of application of a therapeutic agent to produce changes to biological tissue (i.e., thermal, acoustic, light, mechanical, cold packs, or electric appliances). 2. Homeopathic term for a condition that modifies drug action. 3. Specific sensory entity such as taste or vision. 4. Form of imaging such as x-ray, fluoroscopy, ultrasound, nuclear medicine, duplex Doppler, computed tomography (CT), and magnetic resonance imaging (MRI).

Model bill

Sample legislation developed by the National Association of Insurance Commissioners (NAIC). States may adopt a model bill exactly as written or use it to develop their own laws.
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A bill drawn up for insurance regulatory purposes by the National Association of Insurance Commissioners with the recommendation that it be implemented by the states.

Model Life Insurance Solicitation Regulation

Official rule adopted by the National Association of Insurance Commissioners (NAIC) in 1976 requiring insurers to give consumers information that will improve their ability to select the most appropriate life insurance plan to meet their needs, an understanding of the basic features of the policy that is purchased or is being considered, and the ability to evaluate the costs of similar plans of life insurance.