Electronic device that is capable of voice messaging, text messaging, Internet access, and data retrieval.

Palm-size or handheld computer used for keeping a calendar, maintaining an address book, transmitting electronic mail (e-mail), word processing, and spreadsheet functions. In health care settings, this equipment is used for prescription writing, digital voice dictation or recognition for note taking, and access to patients’ database.

long resource of health data maintained and owned by the individual, which may be used for collecting, tracking, and sharing important, up-to-date information. Individuals may need it to make better health care decisions and improve quality of care. A PHR may be paper based, electronically based, or web based. An electronically based PHR must conform to nationally recognized interoperability standards.

Health questionnaire filled in by an insurance applicant to obtain group insurance coverage; used as proof of insurability.

Insurance policy that protects the physician or his or her employees against claims of tangible personal physical injury suffered by others, as well as intangibles such as libel and slander.

Insurance plan issued to an individual (and/or his or her dependents). Also known as individual contract, individual health insurance, and individual health plan.

Trust agreement in which proceeds of the insured’s life insurance policy go into a trust and the trustee is named as beneficiary of the policy. When the insured dies, the proceeds are paid to the trustee, who manages and disburses the funds according to the terms of the agreement.

In workers’ compensation, a doctor of medicine or a doctor of osteopathy who, before a work injury, has directed medical treatment to an employee and keeps the employee’s medical records and medical history. This can be a corporation, partnership, or association of physicians.

Person appointed by the insurance company to act as an independent contractor, similar to a broker. A PPGA may be under contract to several insurance companies receiving a commission to sell insurance and overriding commissions on products sold by other agents.

Special clothing or equipment worn by an employee for protection against a hazard. Generally, uniforms are not considered personal protective equipment unless they function as protection against a hazardous condition at work.