Facility that provides treatment for substance (alcohol and drug) abuse to live-in residents who do not require acute medical care. Services include individual and group therapy and counseling, family counseling, laboratory tests, drugs and supplies, psychological testing, and room and board.

Health care facility that provides treatment for alcoholism, drug abuse, and psychiatric problems. These facilities are usually accredited by The Joint Commission and must be licensed by the state.

Temporary or permanent medical condition that results after treatment for an illness or injury.

Term used in disability income insurance for disability that is not work related. It is the payment of partial benefits when the insured is not totally disabled.

Inability to perform one or more job duties or inability to do usual work for the time period of partial disability that follows a period of total disability.

Payment for an individual with a residual disability. Amount may vary depending on the percentage of income loss that is attributed to the disability. See partial disability benefit .
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A provision in disability income policies that grants benefits based on a reduction in earnings, as opposed to inability to work full time.

Factors other than price including volume of services, intensity of services, and age/sex changes.

Dependent of the insured who has a different type of insurance coverage and identification number from the insured. They are billed separately as a residual member.

Insurance claim that an insurance company refused to pay but may pay in the future.

Sales drive carried out to enroll eligible individuals who are not covered into an existing group insurance plan. Also called recanvass .