Type of whole life insurance with flexible premiums, adjustable protection, and company expenses disclosed in the policy to the purchaser. They are separated so that each can be analyzed for premium rates and cash value. Also called unbundled life insurance .

Protective safety measures used by medical personnel to avoid and minimize infection when exposed to bloodborne pathogens, infectious materials, and viruses.

String of characters that identifies the location of a document on the Internet (World Wide Web).

Current Procedural Terminology (CPT) code that identifies and has a description of a procedure that is rarely provided, unusual, variable, or new and for which a code does not appear in the code book. Such a code typically ends in 99. A report or documentation needs to be submitted with the insurance claim form to explain the procedure in more detail when using an unlisted procedure code.

In a managed care contract, a hospital facility and a managed care plan that work with each other but are not exclusive to each other. Also see married .

Insurance claim transmitted to an insurance carrier that cannot be processed due to missing, certain incomplete, or incorrect information.

In the Medicare program, a beneficiary who receives blood may either restore the blood or pay the provider’s charges for the unrestored blood. Blood is replaced on a pint-for-pint or unit-for-unit basis.