Collection of consistently defined, classified data that describe the medical content of a patient’s bill. For acute-care and short-term facilities, UHDDS is required by the federal government for Medicare and Medicaid discharged patients. UHDDS contains the patient’s age, sex, and ICD-9-CM diagnoses and procedures. The Uniform Hospital Discharge Abstract is used to collect the UHDDS. Assignment to a diagnosis-related group (DRG) is made from this data set by a fiscal intermediary.
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Uniform Individual Accident and Sickness Policy Provisions Act
Insurance policy regulations created by the National Association of Insurance Commissioners establishing provisions required in all individual health insurance policies. These provisions have been adopted by all 50 states and the District of Columbia. They include use of basic contract language, situations in which changes can be made to the policy, guidelines on how a beneficiary can be changed, submission of proof of loss, reinstatement of the policy, and grace period.
uniform policy provisions (UPP)
Health insurance contract conditions that require the use of basic contract language. The Uniform Individual Accident and Sickness Policy Provisions Act lists these provisions required by laws of all 50 states and the District of Columbia.
Uniform premium
Type of rating system in which one premium is applicable for all insureds regardless of age, sex, or occupation.
Uniform premium (Health Insurance/Life Insurance)
A type of rating system used to determine premium amounts. This system does not consider the insured’s age, occupation, or gender.
Uniform Provision
A set of provision, the wording of which is specified by law, which must be included in certain policies issued in a jurisdiction requiring the use of the uniform provisions.
Uniform provisions (Health Insurance)
Provisions recommended by the National Association of Insurance Commissioners and mandated by law in almost all areas. These provisions set forth the conditions for individual medical policies, which were developed by the NAIC.
Uniform rate
See: flat rate .
Uniform Simultaneous Death Act
Federal legislation passed by some states in the United States to alleviate problems of simultaneous death unless the will specifies what to do under simultaneous death. If the insured and beneficiary die together, the insurance company pays the secondary or contingent beneficiary. If the policy owner has not named a secondary beneficiary, the payment goes to the insured’s estate.
Uniform simultaneous death act (Life Insurance)
A law that details how insurers will proceed should their insured and the insured’s beneficiary both die in the same accident, in such a manner that it is impossible to determine which one died first. In such a situation, the insured will be presumed to have died first, and the insured’s contingent beneficiary will receive any benefits the insured had left to the beneficiary.