Violent Acts Expense coverage

Coverage designed for organzations that may be exposed to violent acts that injury multiple parties, such as schools, and churches. Coverages are geared towards the victims of mass violent acts such medical expenses on the scene and follow up, counseling, funeral costs, group trauma counseling, extra transportation costs, substitute teachers, and other costs related to or caused by the violent act that occurred.

Violent means

A qualifying term in a personal accident insurance in regard to the accidental external means’ causing ‘death or disablement’. ‘Violence’ emphasises the insurer’s intention to avoid liability for gradually operating causes of an internal nature. The degree of violence is not of any consequence. The smallest degree will suffice.

Violent Storm

Wind with a speed ranging from 56 to 82 knots (64 to 72 miles per hour, 104 to 117 kilometers per hour) according to Beaufort scale. On Sea Exceptionally high (37-52 ft) waves, foam patches cover sea, visibility more reduced. Also, refer Storm.

Virtual visit

Online medical advice (electronic mail and live chat) for a patient who is already under the care of a medical provider for treatment of minor ailments and follow-up consultations (e.g., medication questions, colds and influenza, laboratory test results, cough and sore throat, headache and migraine, fever, asthma). Some insurance plans pay doctors for online visits.

Virus

Destructive program that attaches and copies itself to other programs in a computer system. Some viruses destroy programs or operating systems and data after a precise lapse of time.