a policy designed to give the protection offered by both a basic and major medical health insurance policy. It is characterized by a low “deductible” amount, coinsurance feature, and comparatively high maximum benefits.
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comprehensive managed care organization (MCO)
Health maintenance organization that is an eligible organization with a contract under §1876 or a Medicare+Choice organization; a provider-sponsored organization, or any other private or public organization, that meets the requirements of §1902(w). These MCOs provide comprehensive services to commercial and/or Medicare enrollees, as well as Medicaid enrollees.
comprehensive MCO
See: comprehensive managed care organization (MCO).
Comprehensive Medical (Health) Insurance
Provides benefits of both a basic and a major medical health insurance policy. It is characterized by a low deductible amount, a coinsurance (Participation) clause, and high maximum benefits. Some policies are written without a maximum limit.
Comprehensive medical care
See: comprehensive major medical (CMM) insurance.
Comprehensive medical expense insurance
See: comprehensive major medical (CMM) insurance.
Comprehensive medical insurance
See: comprehensive major medical (CMM) insurance.
Comprehensive medical-legal evaluation
Assessment of an employee that results in the preparation of a narrative medical report prepared and performed by a qualified medical evaluator (QME) and agreed medical evaluator (AME), or the primary treating physician, to prove or disprove a contested workers’ compensation claim.
Comprehensive Medicare supplement (Health Insurance)
A policy that covers the deductible and co-insurance amount due for treatment under Medicare.
comprehensive outpatient rehabilitation facility (CORF)
Facility providing services such as physician’s services related to administrative functions; physical therapy, occupational therapy, speech pathology services, and respiratory therapy; social and psychological services; and prosthetic and orthotic devices.