Hospital unit that is approved to furnish the full spectrum of diagnostic, therapeutic, and rehabilitative services required for the care of the end-stage renal disease (ESRD) dialysis patients (including inpatient dialysis) furnished directly or under arrangement.
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Dialysis facility
Unit (hospital based or freestanding) that is approved to furnish dialysis services directly to end-stage renal disease (ESRD) patients.
Dialysis station
Portion of the dialysis patient treatment area that accommodates the equipment necessary to provide a hemodialysis or peritoneal dialysis treatment. This station must have sufficient area to house a chair or bed, the dialysis equipment, and emergency equipment if needed. Provision for privacy is ordinarily supplied by drapes or screens.
DICE
An acronym for the parts of an insurance policy – stands for Declarations, Insuring agreement, Conditions, and Exclusions.
diethylstilbestrol (DES)
Drug given to pregnant women from the early 1940s until 1971 to help with common problems during pregnancy. The drug has been linked to cancer of the cervix or vagina in women whose mothers took the drug while pregnant.
Difference basis
Business interruption insurance term used when ‘gross profit’ is defined as the amount by which the sum of the amount of the turnover and the amounts of the closing stock and work-in-progress shall exceed the sum of the amounts of the opening stock and the amount of the specified working expenses. In short, it is sales minus the cost of goods sold.
Difference in Condition Policy
An Insurance Policy purchased to standardize variations in the cover provided by Coal Insurers in different Countries.
Difference in conditions (DIC)
Property insurance obtained through the excess and surplus lines market to supplement and expand on the property coverage available through admitted markets. DIC has been called the property umbrella policy.
Difference in conditions (Property Insurance)
A contract separate from the existing policy that complements or increases the property insurance, so that the property is now protected from all risks, minus some exclusions.
Difference in conditions insurance
A master policy purchased by a multinational company to fill the gaps in cover that may arise through differences arising in insurances purchased locally in different overseas countries. The master policy only operates for risks not covered under local policies. It ‘tops up’ the cover to the level desired by the organisation as a whole. See difference in limits. In property insurance it may take the form of an ‘all risks’ cover on a large risk to supplement underlying insurances arranged on a named peril basis.
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Insurance contract that expands or supplements underlying property Insurance written on a named peril basis so as to cover that property on an All Risk basis, subject to stated exclusion designed to prevent overlaps with the underlying coverage.