Refers to the state in which an insurance company receives a license to operate. The company is then regulated by that state’s department of insurance.
Tag: RAW
Domiciled company
Insurance carrier whose head office is in the same state as the individual referring to it.
Domiciliary care
See: adult foster care (AFC) and assisted living center (ALC) .
Domino Theory
See: “Loss control, Domino Theory.”
Donkey Insurance
The Policy covers indigenous, cross bred and exotic drought and half drought donkeys used for carrying weight, cart work etc. and provides compensation against death due to accident and/or disease contracted or occurring during the Policy period.
Donor
Person who gives or contributes living tissue to be used in another body (e.g., blood for transfusion or a kidney for organ transplantation).
Donut hole
See: coverage gap and doughnut hole .
Doomed from the start
Lord Fraser’s expression in the House of Lords case of Pirelli v. Oscar Faber & Partners (1983). Held: the cause of action, in property damage claims based on negligence, accrued at the time of the damage and not the time of discovery/discoverability for the purpose of the six-year limitation period. Lord Fraser qualified this by saying that a building could be so defective as to be ‘doomed from the start’ so causing the time to run from completion. Lord Fraser’s qualification created the risk that owners of properties with latent defects could run out of time even before sustaining or discovering damage. The Latent Damages Act 1986 remedies the problem.
Door-to-Door
A shipment term. In a door-to-door operation the transport contract covers all stage and costs excepting customs dues of transport between the point of purchase of the goods, that is usually from the premises o the seller to those of the buyer.
Dosimeter
Instrument or material used for measuring a person’s exposure to radiation.