A form which must be attached to every General Liability coverage part. It excludes coverage for any loss resulting from the hazardous properties of nuclear material related to the operations of a nuclear facility.

A property insurance designation for coverage that extends beyond the basic named perils.****************A property insurance designation for coverage that extends beyond the basic named perils. This coverage can be found on both commercial and personal property policies. Broad form perils may include the basic perils as well as vandalism, malicious mischief, damage by burglars, falling objects, weight of ice, snow or sleet, accidental discharge of water or steam, sudden and accidental tearing arpt, freezing, sudden and accidental damage from artificially generate electrical current. The exact perils will vary by insurer.

Usually part of a homeowner’s insurance policy; this type of policy covers theft at a private residence. This type of coverage usually protects against all perils such as vandalism, theft, and damages occurring due to malicious mischief.

Theft coverage on personal property at private residences, usually on an all risk basis. This type of coverage is most often part of a Householders Policy.

An endorsement to a General Liability policy that deletes the exclusion referring to property in the care, custody or control of the insured and replaces it with a less restrictive exclusion.
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A commercial general liability endorsement that removes the care, custody, or control exclusion relating to the property of others and replaces it with a less stringent one.

An addition to a general liability policy that negates the exclusion of property in the care or custody of the insured.

A form of coverage for small storekeepers. It includes several specific crime perils on the same basis as Burglary Policy plus all-risk protection on money and securities, depositors’ forgery and a small limit on employee dishonesty.

Insurance that covers owners of small stores against burglary, robbery, depositor forgery, or employee dishonesty.

This form may be attached to a dwelling policy to provide theft coverage for a named insured who is an owner-occupant.

Used in D&ampO policies, refers to exclusions that use broad introductory or preamble language such as “based upon, arising out of or in any way related to.” This type of exclusion is in contrast to the narrower form of exclusion that uses the word “for” as the introductory or preamble language. The latter type exclusion is limited to claims that seek recovery for the injury or wrongdoing described in the exclusion. The former type exclusion, which is sometimes also referred to as an “absolute” exclusion, eliminates coverage not only “for” the referenced injury or wrongful act, but also for secondary-type claims (such as shareholder class action or derivative suits) that seek recovery from directors and officers for loss sustained by the company on account of the referenced injury or wrongdoing. For example, a “for” bodily injury exclusion eliminates coverage only with respect to claims against directors and officers by the persons who incur the bodily injury and who sue the directors and officers seeking recovery “for” their bodily injury. A shareholder suit against the directors and officers for loss to the shareholders or the company as a result of the bodily injury claim against the company would not be excluded under the narrower “for” type of exclusion because the shareholders are seeking recovery for financial loss to the company or the shareholders due to mismanagement or misrepresentations, not for bodily injury. However, the shareholder claim would be excluded under the broad form exclusion because the claim is “based upon, arising out of, or in any way related to” the bodily injury.