Computation years

For Social Security benefits, years with highest earnings selected from the base years. Total earnings in the computation years are added together and divided by the number of months in those years to obtain the average monthly earnings (AME).

Computer coverage

Covers computer equipment and peripherals beyond the normal coverage provided in homeowner’s insurance policies, typically between $1,000 and $3,000. Some policies are also designed to cover damage and/or theft of portable equipment, such as laptop computers, and even the costs of data recovery. In commercial lines, there may be separate policies to provide coverage for exposure to the computers themselves or liability from computer or cyber incidents. Also could be called cyber coverage, and could be a policy added to a property or liability policy, or a separate policy itself.

Computer Insurance

Covers ‘all risks’, theft and breakdown included, puter and ancillary equipment. Chips and standard software are included autocommatically. Other key features: ‘new for old’ settlements; cover in UK premises and in transit; negotiable excesses; loss of data; Data Protection Act liability; and consequential loss following an insured breakdown or loss. Liability insurance may be included. Exclusions are minimal but special precautions have to be taken when computer equipment is left in an unattended vehicle. Policies may apply to personal computers, laptops and mainframe systems. (See Figure 4). See INTERNET LIABILITY INSURANCE.

Computer matching agreement

Any computerized comparison of two or more systems of records or a system of records of nonfederal records for the purpose of (1) establishments or verifying eligibility or compliance with law and regulations of applicants or recipients/beneficiaries or (2) recouping payments or overpayments.