Exterior nonbearing wall more than one story in height, usually supported by a structural frame to protect it from weather, sound or Fire. In multi-story buildings where such non-bearing walls are one story in height and supported at each floor level, they are known as panel walls.
Tag: RAW
Curtate annuity
See: Non-Apportionable Annuity.
Curve fitting
a method of claims reserving that uses the deterioration that has already occurred in business written in the year in question to forecast how it will continue, by fitting a standard type of curve to the pattern of deterioration to date, and using the fitted curve to predict the final loss (contrast with chain ladder, which uses the experience of older years to predict what will happen to newer years).
Custodial care
Services and care of a nonmedical nature to assist a patient in the activities of daily living (ADLs) on a long-term basis, usually for convalescent and chronically ill persons. This type of care includes acting as a companion and help in bathing, dressing, eating, preparation of special diets, supervision over self-administration of medications, using the toilet, and walking. Custodial care may or may not be a benefit of an insurance plan. In most cases, Medicare does not pay for custodial care but the Medicare home health benefit does pay for some personal care services.
Custodial care (Health Insurance)
Assistance with personal care, for example, eating, bathing, and dressing. This type of care must be given per doctors orders, but does not require that a medical professional be the one providing the care.
Custodial care facility
Setting of care or institution that provides room, board, and other personal assistance services usually on a long-term basis and does not include a medical component.
Custodial parent
1. Divorced parent the child lives with who bears the responsibility of the child’s medical expenses unless the divorce decree states otherwise. 2. Adoptive parent who becomes the legal parent of a child who was not born to him or her such as stepparent or relative and who bears the responsibility of the child’s medical expenses.
Custodian
See: custodian of records.
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One who has care or custody, as of some building, a keeper. Property with custodian are less risky and thus entitled to lower Insurance rates.
Custodian (Criminal)
In commercial crime coverage, the custodian is the person who has custody or takes care of any property on the insured’s premises.
Custodian of records
Employee who is legally responsible and has charge and custody of the care and handling for all the patient’s medical records in a hospital facility or physician’s medical practice. Electronically stored information has four levels of custodianship such as primary or direct custodian (e.g., staff nurse), data owner or steward (e.g., radiologist, pathologist, accountant), business associate and third party (e.g., claims clearinghouse, Internet service provider), and official record and system custodian (e.g., health information management department). Also called custodian.