Cargo interests

Insurable interest relating to: (a) ownership; (b) freight; (c) insurance charges; (d) anticipated profit, i.e. profit the seller loses when goods perish; (e) partial ownership (Marine Insurance Act 1906, s.8); defeasible interest; (f) contingent interest; (g) bottomry and respondentia; (h) forwarding charges; (i) commission insurable by an agent (Marine Insurance Act 1906, s.5).

Cargo ISM Endorsement

In 1994, the International Safety Management (ISM) Code was incorporated into the SOLAS Convention. SOLAS (SAFETY OF Life at Sea) prescribed rules for construction of ships, their equipment and standard operating procedure to ensure greater safety of human lives. From 1st July 2002 ISM code is mandatory for almost all types of vessels. From the Maine Cargo stand point the policy will not cover cargo carried in a vessel which not ISM Code complaint at the time of loading of the cargo provided the insured was aware or as a prudent business man should have been aware that the vessel was not ISM Code compliant. However, this not impacts the right of a person claiming under this insurance who has bought the goods in good faith and is assigned this policy.

Cargo ISM Forwarding Charges Clause (For use only with JCC Cargo ISM Endorsement )

If a vessel is detailed at any port for not complying with the ISM Code, by virtue of this clause, expenses incurred on unloading the cargo, storing and subsequent forwarding to the named final destination or any other destination are reimbursed to the Assured. The maximum limit of reimbursement will be the sum insured for the voyage. This clause is always to be used along with the Cargo ISM Endorsement only. If a vessel which is not ISM Code compliant declares a General Average or claim for Salvage Charges, the inclusion of the Forwarding Charges clause will have no relevance and the claim will not be payable.

Carnet

A customs document permitting the holder to carry or send merchandise temporarily into certain foreign countries (for display, demonstration, or similar purpose) without paying duties or posting bonds.