For patients already suffering from chronic diseases like diabetes new products based on disease management platform are now available. Products include coverage for some medicines and regular laboratory tests on OPD basis in addition to othr coverage in the product. However, this category of products is still in its early stages in India.
Tag: RAW
Disease prevention
See: preventive care .
disease state management (DSM)
Overseeing a patient’s entire condition or disease state rather than treatment to individual components of a disease in isolation. Achievement of beneficial outcomes and cost effectiveness are emphasized. The patient’s overall condition is treated carefully analyzing side effects and cost of treatment.
Disenroll
1. Process in which a patient ends his or her health care coverage with a health plan. Generally this is now allowed unless a patient has been with a plan for at least 6 to 12 months. 2. In the Medicare program, a beneficiary may disenroll at the beginning of any given month if notice is given by a certain preceding deadline during the previous month.
Disenrollment
1. Member’s voluntary cancellation of membership in a managed care plan. 2. Involuntary disenrollment may occur because of a member’s change in employment.
Disfigurement
Abnormal color, shape, or structure of a body part that if visible may cause social rejection and/or poor self-image, causing a change in lifestyle and behavior.
Dishonest Misappropriation of Property
Section 403 of Indian Penal Code define Dishonest misappropriation of property as “whoever dishonestly misappropriates or converts to his own use any movable property, shall be punished with imprisonment of either description for a term which may extent to two years, or with fine, or with both.
Dishonesty, disappearance, and destruction (3-D) policy
The name once applied to a form used for comprehensive crime coverage.
Dishonesty, disappearance, and destruction policy (Criminal)
Once called the 3-D policy, this was a common form of commercial crime protection, used to protect the insured against losses caused by employee fraud and forgery, among other causes.
Disintermediation
Process of removing funds from a financial intermediary so that it will earn a higher yield with another financial intermediary.
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UK: Process of parties dealing direct without involving intermediaries, e.g. insurer sells personal lines over the Internet. Innovatory ART products are often handled directly by the contracting parties.