Section 83 requires insurers to ensure that fire insurance money is spent on reinstatement of buildings in England and Wales up to the sum insured if requested by any party having an interest in the property or upon any suspicion that the claim is fraudulent.

All methods of controlling and extinguishing fires to protect property and human life from the damage and harm caused by fire. It includes construction safeguards, exit facilities, the installation of fire alarms, fire-detecting equipment and fire extinguishing equipment such as automatic sprinklers. The measures aim is to reduce the severity of the consequences of a fire. See FIRE PREVENTION.
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All measures for the prevention, detection, extinguishment of Fire, the protection of human life and the preservation of property. More narrowly, the methods of controlling or extinguishing Fire. Private Fire Protection : Fire protection provides by the owner or occupant of a property or by some non-public entity hired to provide such protection. Most private Fire protection is achieved through Fire extinguishers and sprinkler systems. Public Fire Protection : Fire protection provided by a municipal or other governmental authority to all properties over which that authority has jurisdiction. Most public Fire protection is achieved though Fire or police department personnel and equipment.Fire Resistance : A measure of the extent to which a building by its construction will resist fire and so reduce its spread.

UK’s national fire safety organisation. Its comprehensive services include consultancy, fire safety audits and fire risk assessments. It promotes high standards of fire safety management by working with fire, security and safety professionals in industry and commerce in both the public and private sectors. The FPA liaises closely with the government and the fire service. (Visit www.thefpa.co.uk).

Fire Division of Building Research Establishment. It carries out fire testing, fire research and provides fire and crime consultancy.

The extent to which material is fire resistant is measured by the time that the material or construction will withstand fire exposure as determined by a fire test that conforms with standard methods of testing. The measurements become standards for buildings regulations and other codes, e.g. 30 minutes fire resistant for internal walls in certain premises, or for insurers, e.g. four hours to achieve a fire division in a given risk.

A follow-up survey of premises by a fire surveyor. It may be to check: if suggested improvements have been carried out; that accumulated waste has been removed; on new features, e.g. machinery, not installed at time of first survey; on changes notified to the insurer since the first survey. The whole premises are checked during a resurvey.

Provides for a system of safety certification by local authorities for certain covered stands- known as ‘regulated stands’ – at sports grounds, and for subsequent inspections. This Act applies to all outdoor sports grounds, whatever their use, where there is a covered stand (i.e. with seated or standing accommodation) which can accommodate at least 500 spectators.