Insurance covering the legal liability of franchised and non-franchised automobile, truck, truck-tractor, motorcycle, recreational vehicle, and trailer dealers for claims of bodily injury (BI) and property damage (PD) arising out of business operations. It includes two separate insuring agreements, “who is an insured” provisions, and “limit of insurance” provisions—one dealing with garage operations involving the ownership, maintenance, or use of autos and the other dealing with all other garage operations.
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Garage liability insurance (Liability Insurance)
Liability coverage for garage owners or dealerships.
Garage policy
One of the early package policies, it is written for automobile dealers and may include liability insurance for garage operations, automobile operations, physical damage coverage on garage owned autos, bailees coverage on customers cars, and auto and premises medical payments coverage.
Garagekeepers liability
A bailee coverage applying to automobiles. Commonly included in garage policies, it may be written to provide coverage for limited perils or for comprehensive physical damage, with or without collision damage coverage. Coverage may be expressed as covering the legal liability of the garagekeeper or amended to cover on a direct basis, as primary insurance or excess.
Garaging location
The postal code where a vehicle is parked or garaged when not in use. This is usually the insured’s primary residence. The garaging location is often used in determining premiums.
Garbling Clause
The meaning of the term “garble” means to sift, to cleanse, to separate sound from the whole, which may have got mixed up with the some other material. Generally, this term is applied to insurance of tobacco, but it could be applied to most cargoes, like coffee beans or grain. The clause provides that the insurer will pay the cost of garbling, as such an exercise prevents further damage and reduces the claim.
Garnishee
1. Debtor against whom a plaintiff has begun a process of garnishment. 2. Individual who has had his or her salary attached as payment toward a debt.
Garnishment
Court order attaching a debtor’s property or wages to pay off a debt to the plaintiff.
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Legal notion to appear in court. Also a legal warning to persons or companies holding another’s property that it is thus attached and should not be delivered to the owner but should be accounted for in a court. In some cases money or settlement under an Insurance Policy is subject to garnishment.
gastroenterology (GE)
Study and treatment of diseases affecting the gastrointestinal (GI) tract including the esophagus, stomach, intestines, gallbladder, and bile duct. It is a subspecialty of internal medicine.
Gatekeeper
In a managed care system, the primary care physician who is the first doctor the patient seeks for nonemergency care and determines whether referral to a specialist is medically appropriate. The gatekeeper also controls patient access to diagnostic testing services. In some managed care plans, a nurse practitioner or physician assistant is appointed to this role. Also called primary care physician and referral provider .