A liability insurance provides indemnity in respect of litigation costs and expenses incurred in connection with a third party claim against the insured.

In automobile insurance, the carrying of passengers for hire.

An exclusion in automobile liability policies applying to the use of autos to carry persons for hire as in a taxi service. A share-the-ride car pool is not livery use.

Using a rented vehicle to carry passengers. This is usually excluded from automobile insurance policies.

Common farm animals

Life iNSURANCE on livestock covering death by named perils. Generally found in farm policies.

A commercial form used to insure livestock. This form is usually attached to farm coverage.