Mis-selling

Mis-selling has been described by the FSA as a failure to comply with the FSA Rule Book and its broad Principles of Business. The term does not appear in the FSA Handbook but it commonly refers to an advised sale of investment products to consumers which does not meet the Handbook requirements for suitability or ‘know your customer obligations. The emphasis is on the suitability of the recommendation for the individual and not the investment performance of the product. If suitability was established at the time of sale, and the required explanation of risk was given, then the consumer dissatisfaction about investment returns achieved gives no ground for an allegation of mis-selling.

Miscellaneous and Special Types of Vehicles for Motor

Thee are categorized Ambulances, Breakdown Vehicles, Cinema Film Recording and Publicity Vans, Cranes Fitted with Lift apparatus, breakdown vehicles, Delivery Truck-pedestrian controlled, Dispensaries, Dust Carts, Water Carts, Road Sweepers, etc., Excavators, Electric Trolleys, Fire Brigade and Salvage Corps Vehicles, Footpath Rollers, Fork Lift Trucks, Hearses, Levelers, Mobile Shops and Canteen Vehicles, Mobile Surgeries and Dispensaries, Plane Loaders, Refuse Carts, Road Rollers, Road Sprinklers also used as Fire Fighting Vehicles, Site clearing and leveling plant, Traction Engine Tractors – Angle Dozers, Bull Dozers etc. Tractors Pedestrian Controlled. Tractors used for agricultural, forestry, tar spraying etc., Trailer fitted as Cinema Film Recording and Publicity Vans, Dust Carts, Water Carts, Fire Brigade, Mobile Plants, Mobile Shops and Canteen Clearing and leveling plant, Tar spraying.

Miscellaneous Expenses

Ancillary expenses, usually hospital charges other than daily room and board. Examples would be X-rays, drugs, and lab fees. The total amount of such charges that will be reimbursed is limited in most basic hospitalization policies.
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In connection with hospital insurance, hospital charges other than room and board i.e., x-rays, drugs, laboratory fees, etc.