Motor Vehicles Permit: Passenger Carrier

(a) Auto Rickshaw and Taxi permits – to carrying the passengers within a city. Fare as per fare meter mounted on such vehicles. (b) Maxi cabs: For carrying passengers to various parts of Delhi on a fixed route and as per fare fixed. Total seating capacity of such vehicle not to exceed more than 12 excluding driver. (c) Phat Phat Sewa: The operators using the three wheeled Harley Davidson engine vehicles. Ply on a fixed route and charge the rate as per approval. (d) Eco Friendly Sewa: Battery operated 3 wheeled vehicles having seating capacity up to 10.

Motor Vehicles Permit: Rent a Cab

Under this scheme the passengers drives the vehicle himself and fare is charged on number of days the cab used. The applicant should have a 24 hours accessible telephone, adequate parking space, experience of passenger transport business. The applicant should have a fleet of 50 dabs of which 50% should be air-conditioned. The permit is valid throughout India provided passenger taxes are paid to the Corresponding States.

Motor, Fire and/or Theft Only Cover Riders for Motor Insurance

Restricted cover for Fire and/or Theft only peril’s is permitted only if the vehicle is laid up other than due to accident. The customer may be advised to obtain a “Not in Use” endorsement from the RTA on the RC Book before such a policy is offered. However, restricted perils cover is prohibited for all vehicles under Class D (Miscellaneous and Special Types), Class E, F & G (Motor Trade Risks).

Motorised waterborne craft

Liability arising from use of waterborne craft is excluded in public liability policies as per the marine and aviation exclusion. In Bankers Insurance Co. Ltd v. South and Another (2003) a jet ski was held to be a motorised craft so the liability under the policy was excluded. Jet ski liability is also excluded under personal liability insurance.

Movables

In marine insurance this means any movable tangible property, other than the ship, and includes money, valuable securities and other documents unless the context or subject-matter indicates otherwise’ (Marine Insurance Act 1906, s.90).