In workers’ compensation, a trained rehabilitation consultant who meets established criteria to administer vocational rehabilitation counseling and benefits to employees who have been injured at work.
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Qualified sick-pay plan
Type of disability income insurance that gives benefits to employees when they are unable to work because of injury or illness that is not work related.
Qualifying circumstances
Particularly difficult situations such as extreme age, complication of total body hypothermia, controlled hypotension, or emergency condition for which a CPT add-on code (99100, 99116, 99135, or 99140) is used when an anesthesia service is provided.
Qualifying event
An event that allows an insured to change the terms of his or her coverage outside of the normal open enrollment period. Examples include the birth of child, a marriage, or a divorce.
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An occurrence that triggers an insured’s protection.
Qualifying event (Health Insurance)
An event that causes the insured’s coverage; for example, a death, birth, or job loss.
qualifying individuals (1) (QI-1S)
Medicaid program for beneficiaries who need help in paying for Medicare Part B premiums. The beneficiary must have Medicare Part A and limited income and resources and not be otherwise eligible for Medicaid. For those who qualify, the Medicaid program pays full Medicare Part B premiums only.
qualifying individuals (2) (QI-2S)
Medicaid program for beneficiaries who need help in paying for Medicare Part B premiums. The beneficiary must have Medicare Part A and limited income and resources and not be otherwise eligible for Medicaid. For those who qualify, Medicaid pays a percentage of Medicare Part B premiums only.
Qualifying policy
A life insurance policy certified by the Inland Revenue as complying with the ‘Qualifying Policy Regulations’. Proceeds on maturity or death will be tax exempt.
Qualifying quota share (QQS) reinsurance
A quota share treaty that may be purchased by a managing agent with the permission of Lloyd’s so as to increase the underwriting capacity of its managed syndicate, subject to a specified limit and subject to the treaty complying with certain terms and conditions.
Qualifying service
Length of time an employee has to work for an employer before becoming eligible to join the employer’s pension scheme. Also refers to the service to be taken into account to entitle a member to a ‘short service benefit.